FLOWERS027.gif (1649 bytes)Today, not tomorrow. ,Together, not alone.

Many individuals and families are making the decision to prearrange and prefund for their final expenses before the need arises. Last year alone, more than one million people planned and paid for their final expenses ahead of time.

The advantages make sense. Planning ahead:

  • Provides peace of mind
  • Relieves your loved ones of unnecessary concern
  • Reflects your expressed wishes
  • Avoids a financial burden on your family

 

Most of us plan for the possible, the potential misfortunes of life that seldom actually happen. Yet, few of us prepare for the inevitable.
This page will provide you with useful information about Forethought® final expense plans and will help you learn how to put your affairs in order for your survivors. "
  

Providing for the future... how you can be prepared  FLOWERS027.gif (1649 bytes)

Often, families provide for final expenses by useof their savings or rely on their friends and relatives for financial assistance. These may not be wise choices.

Savings:

  • Often depleted by extended care in a nursing home or long-term illnes before death
  • May be tied up in probate and not be readily accessible at time of deal
  • Long-term savings may be reduced by taxes and early withdrawal penalties.

Friends and Relatives:

  • Places unexpected burden on those you care about most
  • May put survivors in an uncomfortable and embarrassing situation
  • Can cause friction between loved ones
  • Borrowed money must be repaid.

The last thing you want to do is put your family, friends and relatives in an unexpected financial position. Perhaps a wise choice to consider is whole life insurance coverage such as the plan offered by Forethought Life Insurance Company.